Calculate the real value of a deposit match after wagering requirements, RTP, and game contribution percentage.
Calculate the real value of a deposit match bonus after meeting the wagering requirement. Accounts for game RTP and wagering contribution percentage.
Formula: Total Funds − (Wagering Requirement / Contribution% × (1 − RTP))
*Different game types offer different wagering contribution. Slots are usually 100%, table games are usually 20%.
A deposit match sounds simple: deposit $10,000, the casino gives you another $10,000. What the headline omits is the wagering requirement attached to the bonus — and whether your original deposit is also counted toward the required playthrough. This calculator strips the marketing away and shows what you will actually have left after clearing the requirement at your game of choice.
Enter your deposit, the match percentage (100% doubles your money, 200% triples it), the wagering requirement in times, whether your deposit is included in that wagering count, the game RTP, and the wagering contribution percentage. The breakdown shows total funds, required wagering, and expected theoretical losses at that RTP before the result is displayed.
Example: $10,000 deposit, 100% match, 10x wagering on the bonus only, 96% RTP, 100% contribution. You start with $20,000. Required wagering: $100,000. Expected loss: $4,000. Funds after clearing: $16,000. Net gain over your deposit: +$6,000. Take this bonus.
Now change it to 20x wagering on both deposit and bonus: required $400,000. Expected loss: $16,000. Funds after: $4,000. You finish with $6,000 less than you started with, despite a "100% match" offer. Decline and request a no-bonus deposit.
The verdict indicator below the result turns red the moment expected losses exceed your total starting funds. As a rule of thumb, deposit bonuses are only worth taking when wagering requirements are under 20x at 96%+ RTP games with 100% contribution. Always read the terms to confirm whether the deposit itself is included in the wagering count — this single detail often doubles the required playthrough.